:root{--navy:#102b44;--navy-deep:#0b2033;--blue:#166187;--blue-light:#eaf3f7;--gold:#c59b57;--ink:#19334a;--muted:#627384;--line:#dce4ea;--white:#fff;--green:#16834c;--radius:8px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--white);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer}h1,h2,h3,p,figure{margin:0}h1,h2,h3{line-height:1.14;letter-spacing:-.035em}h1,h2{font-weight:700}h3{font-weight:600;letter-spacing:-.02em}button:focus-visible,a:focus-visible,summary:focus-visible,select:focus-visible{outline:3px solid var(--gold);outline-offset:5px}.wrap{width:min(1280px,100% - 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var(--line);border-radius:5px}.legal-tools>a:hover{border-color:var(--blue)}.legal-tools .icon{width:21px;height:21px;color:var(--blue);margin-top:2px}.legal-tools strong{font-size:14px;display:block}.legal-tools small{display:block;font-size:12px;color:var(--muted);margin-top:5px}.complaints-note{font-size:13px;color:var(--muted);margin:21px 0 29px}.complaints-note a{text-decoration:underline;text-underline-offset:3px}.legal-detail:first-of-type{border-top:1px solid var(--line)}.legal-detail>summary{font-size:14px;padding:17px 0}.legal-detail-body{padding:0 0 25px;max-width:1080px}.legal-detail-body p{font-size:14px;line-height:1.9;color:var(--muted);margin:0 0 16px}.legal-detail-body h3{font-size:17px;margin:16px 0 9px;line-height:1.5}.legal-detail-body a:not(.law-grid a){color:var(--blue);text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.law-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px 30px;margin:24px 0}.law-grid a{padding:12px 14px;border-left:2px solid #c1d4e1;background:#f7f9fb}.law-grid a:hover{border-left-color:var(--blue)}.law-grid strong{display:block;font-size:14px}.law-grid span{display:block;font-size:12px;color:var(--muted);margin-top:5px}.site-footer{background:var(--navy-deep);color:white;padding-top:45px}.footer-main{display:flex;align-items:flex-start;justify-content:space-between;gap:30px;padding-bottom:35px}.footer-brand .monogram{background:#1a364e}.footer-brand .brand-name{font-size:16px}.footer-brand .brand-name small{font-size:9px;color:#9bb0c0}.footer-main p,.footer-main>div>a{font-size:13px;color:#b9c9d6}.footer-main p{margin-bottom:9px}.footer-location-link{color:inherit;text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:4px;text-decoration-thickness:1px}.footer-location-link:hover{color:white}.footer-links{display:flex;flex-direction:column;gap:7px}.footer-main a:hover{text-decoration:underline}.ssn-strip{display:grid;grid-template-columns:1fr 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@media(min-width:1500px){.hero{min-height:625px}.hero-visual{min-height:530px}}@media(max-width:1130px){.wrap{width:calc(100% - 64px)}nav{gap:18px;font-size:13px}.brand-name{font-size:16px}.brand-name small{font-size:9px;letter-spacing:1.4px}.monogram{width:49px;height:48px;font-size:22px}.hero{gap:28px}.hero-visual{min-height:490px}.hero-description{font-size:17px}.hero-buttons{gap:19px}.hero-buttons .button{font-size:13px;padding:13px 16px}.hero-assurance{margin-top:28px}.hero .eyebrow{font-size:10px}.company-strip .wrap{gap:27px}.companies{grid-template-columns:repeat(3,1fr);gap:22px}.companies strong{font-size:15px}.section-heading{gap:35px}.section-heading>p{max-width:330px}.advice-grid,.quote-grid,.contact-grid{gap:50px}.insurance-card{padding:25px 22px}.insurance-card h3{font-size:20px}.faq-section{gap:45px}.legal-tools>a{gap:10px;padding:16px 12px}}
@media(max-width:900px){.header-inner{padding-block:18px}.brand-name{font-size:17px}.menu-toggle{display:grid;place-items:center;background:white;border:1px solid var(--line);color:var(--navy);width:43px;height:43px;border-radius:4px}nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;padding:18px 32px 24px;box-shadow:0 15px 25px #0c243417;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:5px}nav.is-open{display:flex}nav>a:not(.button){font-size:16px;padding:11px 0}nav .button{margin-top:10px}.topbar{font-size:11px}.hero{gap:24px;grid-template-columns:1.04fr 1fr;padding-top:30px}.hero h1{font-size:57px}.hero-content{padding-top:20px}.hero .eyebrow{font-size:9px;letter-spacing:1.1px}.hero-description{font-size:16px}.hero-assurance strong{font-size:12px}.hero-assurance span{font-size:11px}.hero-buttons{flex-direction:column;align-items:flex-start;gap:16px}.hero-visual{min-height:500px;border-bottom-right-radius:55px}.image-card{left:17px;bottom:30px;padding:17px;gap:10px}.image-card-icon{width:35px;height:35px}.image-card strong{font-size:16px}.company-strip .wrap{flex-direction:column;gap:16px}.company-strip p{max-width:none}.companies{width:100%;gap:26px}.section{padding-block:60px}.insurance-grid{grid-template-columns:repeat(2,1fr)}.advice-grid{gap:38px}.advice-intro h2{font-size:33px}.advice-steps h3{font-size:20px}.advice-steps>div{gap:15px}.advisor-identity strong{font-size:14px}.claims-action{padding:21px}.claims-action .button{font-size:12px}.quote-grid{gap:35px}.quote-grid h2{font-size:33px}.quote-box{padding:24px}.faq-section h2{font-size:33px}.contact-grid{gap:35px}.contact-card{padding:25px}.contact-card strong{font-size:22px}.legal-heading{gap:30px}.legal-heading h2{font-size:28px}.legal-tools{grid-template-columns:1fr}.legal-tools>a{padding:16px 19px}.footer-main{flex-wrap:wrap;gap:27px}.footer-brand{width:100%}.ssn-strip{grid-template-columns:1fr 1.2fr;gap:30px}}
@media(max-width:640px){html{scroll-padding-top:87px}.wrap{width:calc(100% - 40px)}.topbar .wrap{justify-content:center;padding-block:9px}.topbar .wrap>a{display:none}.topbar{font-size:11px}.header-inner{padding-block:15px;gap:12px}.brand{gap:10px}.brand-name{font-size:15px}.brand-name small{font-size:8px;letter-spacing:1.4px;margin-top:5px}.monogram{width:45px;height:45px;font-size:21px}.monogram span{font-size:14px}.menu-toggle{width:39px;height:39px}nav{padding-inline:20px}.hero{grid-template-columns:1fr;padding-top:22px;gap:28px;padding-bottom:33px}.hero-content{padding:7px 0 0}.hero .eyebrow{font-size:10px;letter-spacing:1.2px;margin-bottom:21px}.hero h1{font-size:clamp(52px,13.7vw,71px);letter-spacing:-.06em}.hero-description{font-size:16px;margin-top:22px;max-width:450px}.hero-buttons{flex-direction:row;align-items:center;gap:18px;margin-top:25px}.hero-buttons .button{font-size:13px;padding:13px 16px}.hero-buttons .text-link{font-size:12px}.hero-assurance{margin-top:25px;padding-top:18px;gap:11px}.hero-assurance strong{font-size:12px}.hero-assurance span{font-size:11px}.hero-visual{min-height:320px;height:320px;border-radius:7px 7px 50px 7px}.hero-visual img{object-position:center 58%}.image-card{left:18px;bottom:28px;padding:14px 20px;gap:14px}.image-card strong{font-size:16px}.image-card span:not(.image-card-icon){font-size:11px;margin-top:3px}.hero-visual figcaption{left:20px;font-size:9px}.company-strip{padding:23px 0}.company-strip .wrap{gap:19px}.companies{grid-template-columns:1fr;gap:17px}.companies a{padding-bottom:17px;border-bottom:1px solid var(--line)}.companies a:last-child{padding-bottom:0;border:0}.companies strong{font-size:17px}.companies small{font-size:10px;margin-top:4px}.section{padding-top:45px;padding-bottom:45px}.eyebrow{font-size:10px;letter-spacing:1.5px}.section-heading{flex-direction:column;align-items:flex-start;gap:18px;margin-bottom:25px}.section-heading h2{font-size:35px}.section-heading>p{font-size:15px;max-width:none}.insurance-grid{grid-template-columns:1fr;gap:14px}.insurance-card{min-height:0;padding:24px}.category-icon{margin-bottom:15px;width:42px;height:42px}.insurance-card h3{font-size:23px}.insurance-card>p{font-size:15px;line-height:1.75}.product-link{font-size:14px;margin-top:4px}.coverage-disclaimer{font-size:12px;margin-top:19px}.advice-section{padding:45px 0}.advice-grid{grid-template-columns:1fr;gap:36px}.advice-intro .eyebrow{font-size:10px}.advice-intro h2{font-size:35px}.advice-intro>p:not(.eyebrow){font-size:15px}.advisor-identity strong{font-size:16px}.advice-steps>div{padding:23px 0;gap:20px}.advice-steps h3{font-size:23px}.advice-steps p{font-size:15px}.claims-grid{grid-template-columns:1fr;gap:20px;margin-top:26px}.claim-step{padding:0 0 22px;border-right:0;border-bottom:1px solid var(--line)}.claim-step:last-child{border-bottom:0;padding-bottom:0}.claim-step>span{margin-bottom:12px}.claim-step h3{font-size:22px}.claim-step p{font-size:15px}.claims-action{flex-direction:column;align-items:stretch;gap:18px;padding:22px}.claims-action .button{font-size:14px}.claims-action p{font-size:13px}.small-note{font-size:12px}.quote-section{padding:44px 0}.quote-grid{grid-template-columns:1fr;gap:27px}.quote-grid h2{font-size:35px}.quote-grid>div>p:not(.eyebrow){font-size:15px}.quote-box{padding:24px}.quote-box .button{font-size:14px}.faq-section{grid-template-columns:1fr;gap:26px}.faq-section h2{font-size:35px}summary{font-size:16px;padding-block:20px}.faq-list details>p{font-size:15px}.contact-section{padding-block:44px}.contact-grid{grid-template-columns:1fr;gap:27px}.contact-grid h2{font-size:35px}.contact-grid>div>p:not(.eyebrow){font-size:15px}.contact-card{padding:25px 22px}.contact-card strong{font-size:24px}.contact-card>.button{margin-left:0;width:100%}.legal-heading{grid-template-columns:1fr;gap:19px}.legal-heading h2{font-size:29px}.legal-heading>p{font-size:14px}.legal-tools strong{font-size:14px}.legal-detail>summary{font-size:14px}.law-grid{grid-template-columns:1fr}.footer-main{flex-direction:column;gap:22px;padding-bottom:27px}.footer-brand{width:auto}.footer-brand .brand-name{font-size:14px}.footer-links{flex-direction:row;flex-wrap:wrap;gap:15px}.footer-main>div>a{font-size:12px}.ssn-strip{grid-template-columns:1fr;gap:18px}.ssn-strip>p{font-size:12px}.footer-bottom{flex-direction:column;gap:6px;padding-bottom:87px;font-size:10px}.floating-whatsapp{bottom:18px;right:17px;padding:14px;border-radius:50%;height:54px;width:54px;justify-content:center}.floating-whatsapp span{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}
@media print{.site-header{position:static}.floating-whatsapp,.menu-toggle,.hero-buttons,.quote-section{display:none}.hero-visual{min-height:250px}.wrap{width:100%}.section{padding-block:20px}body{font-size:12pt}.insurance-card{break-inside:avoid}.advice-section,.site-footer{background:white;color:#102b44}.advice-section p,.advice-section span,.site-footer p{color:#333}.legal-detail{display:block}}